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USA - Consulting - Structured Finance - Intern - Summer 2026

Locations: New York, New York; Houston, Texas

Requisition ID: 1633105

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At EY, we’re all in to shape your future with confidence.

We’ll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go. Join EY and help to build a better working world.

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USA – Consulting – Structured Finance – Intern – Summer 2026

The opportunity

At EY Consulting, we are building a better working world by transforming businesses through the power of people, technology, and innovation. Our clients are at the heart of what we do. We’re focused on solving the key issues of our client buyers, building deeper relationships, and generating lasting value with significant impact.

Our firm sets the standard for consulting services, fostering an environment that encourages career ownership at every stage. As a part of our Structured Finance team, you'll be at the forefront of this dynamic service line, driving change and delivering solutions that revolutionize business operations. You’ll help our clients in transformation and innovation efforts: driving growth, reducing costs, and managing risks proactively.

Your key responsibilities

Within the FSO our Structured Finance team provides services to investment banks and asset managers, primarily supporting our clients by providing valuation and consulting services across the entire securitization and derivative lifecycle. This includes helping them prepare important transaction materials prior to deal issuance. These transactions include asset-backed securities (ABS), residential mortgage-backed securities (RMBS), commercial mortgage-backed securities (CMBS), collateralized loan obligations (CLO) and derivative products across asset classes.

Our Structured Finance team is highly collaborative, and you’ll always have the support of your team while working on multiple high-profile projects. As part of the team, you will follow projects from start to finish, taking on a wide range of responsibilities and providing opportunities to learn new skills, tools and processes. This could mean using your eye for detail to identify errors in important transaction documents to reduce risk for our clients, using your analytical expertise to develop or review technical models or documents, as well as directly influencing our clients through meetings and presentations.

Structured Finance is a challenging specialist area, so you won’t be expected to hit the ground running – you’ll learn as you go. If you’re naturally curious, are genuinely interested in this area, and are ready to engage with our clients, there’s no limit to how far you can go here.

As a Structured Finance intern, you will:

Deliver on a broad range of tasks to support our clients’ needs related to securitization of a variety of asset types

Review transaction documents and verify information as accurate and complete

Assist on drafting and delivering agreed-upon procedures reports to clients

Recalculate information on large sets of data and prepare exception reports presented to clients

Learn about the cash flow models used to recalculate payments due to investors and convey this knowledge to colleagues and clients

Deliver consulting services in the areas of model development, model validation, market risk analytics and model governance

Stay abreast of industry news and trends, all while actively identifying potential risks and opportunities to improve our products and services

Skills and attributes for success

To qualify for the role, you must have

Pursuing a bachelor’s or master’s degree in finance, accounting, or a relevant discipline, supported by a strong academic record

Excellent collaboration skills, and the confidence to speak up, challenge assumptions and influence strategy as part of a team

An analytical approach to learning and development, along with the dedication to actively pursue new opportunities to learn

An inclusive mindset, where you seek out and embrace diverse perspectives, value differences, and team inclusively to build safety and trust

Access to reliable transportation to/from the EY office and client sites. A driver’s license is strongly recommended as ride share and public transportation options may not be available in all locations.

The ability and willingness to travel and work in excess of standard hours when necessary. In certain circumstances, travel may be required beyond your work location based on client and project needs.

Ideally, you will have

Existing knowledge of financial products and/or securitization

A purpose-driven and growth-oriented professional with a passion for learning, a collaborative mindset, and a proven ability to innovate, adapt, and leverage technology to drive meaningful change in dynamic business environments.

Proven analytical and problem-solving skills with a strong academic foundation in business and/or technology and demonstrated ability to evaluate complex issues and develop effective solutions.

Knowledge of how to leverage firm-approved AI tools in a business setting, including Microsoft Copilot.

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What we offer you
At EY, we’ll develop you with future-focused skills and equip you with world-class experiences. We’ll empower you in a flexible environment, and fuel you and your extraordinary talents in a diverse and inclusive culture of globally connected teams. Learn more.

The hourly pay range for this job, in the US, is $35.63 - $40.19 per hour. Individual salaries are based on education, geographic location, and alignment to the market data.
If you join EY full time after your internship, we offer a competitive compensation and benefits package where you’ll be rewarded based on your performance and recognized for the value you bring to the business. In addition, our Total Rewards package for full time hires includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options.
Join us in our team-led and leader-enabled hybrid model. Our expectation is for most people in external, client serving roles to work together in person 40-60% of the time over the course of an engagement, project or year.
Under our flexible vacation policy, you’ll decide how much vacation time you need based on your own personal circumstances. You’ll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well-being

We value your application
• To make the most of your application experience, please limit yourself to two applications within a six-month period.
• Applications to EY are reviewed by a dedicated member of our early careers team.
• You may receive outreach from an EY Recruiter to discuss your application and interests.

Are you ready to shape your future with confidence? Apply today.

To learn more about our anticipated application deadlines, please visit this link.

For those living in California, please click here for additional information.

EY focuses on high-ethical standards and integrity among its employees and expects all candidates to demonstrate these qualities.

EY | Building a better working world

EY is building a better working world by creating new value for clients, people, society and the planet, while building trust in capital markets.

Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow.

EY teams work across a full spectrum of services in assurance, consulting, tax, strategy and transactions. Fueled by sector insights, a globally connected, multi-disciplinary network and diverse ecosystem partners, EY teams can provide services in more than 150 countries and territories.

EY provides equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, pregnancy, genetic information, national origin, protected veteran status, disability status, or any other legally protected basis, including arrest and conviction records, in accordance with applicable law.

EY is committed to providing reasonable accommodation to qualified individuals with disabilities including veterans with disabilities. If you have a disability and either need assistance applying online or need to request an accommodation during any part of the application process, please call 1-800-EY-HELP3, select Option 2 for candidate related inquiries, then select Option 1 for candidate queries and finally select Option 2 for candidates with an inquiry which will route you to EY’s Talent Shared Services Team (TSS) or email the TSS at ssc.customersupport@ey.com.